Amazon Lending Now Partners with QuickBooks to Expand Funding Options

Access to flexible financing remains one of the biggest challenges for small and medium-sized Amazon sellers. To make funding more accessible, Amazon Lending has announced a new partnership with QuickBooks, allowing eligible QuickBooks customers to apply for business loans directly through their accounts.

This collaboration helps sellers manage cash flow, finance inventory purchases, or fund marketing initiatives more efficiently - all from the platforms they already use to run their businesses.

 

What’s New

Through this partnership, QuickBooks Capital now provides funding opportunities integrated with Amazon Lending, using the financial data already available in sellers’ QuickBooks accounts.

Eligible sellers can access:

  • Loan amounts from $1,500 to $200,000 (subject to approval)

  • Flexible repayment terms of 6, 12, or 24 months

  • Faster evaluations based on QuickBooks’ existing financial insights

To check eligibility, sellers can navigate to Seller Central → Growth tab → Lending, then follow the prompts to explore available funding offers.

 

Why This Update Matters

Many sellers struggle with maintaining liquidity during seasonal fluctuations or when scaling operations. By integrating Amazon Lending with QuickBooks Capital:

  • Sellers gain a simplified loan application process

  • Approval times are faster due to automated financial data reviews

  • Funds can be used to stabilize cash flow, restock inventory, or scale operations

For sellers managing multiple expenses or preparing for high-demand periods like Q4, this partnership could be a valuable financial resource.

 

Pro Tips from Xtended.GH

To make the most of this new lending option:

  • Review your QuickBooks data: Ensure financial records are clean and updated before applying.

  • Borrow strategically: Focus on funding that directly supports ROI-driven activities (inventory, marketing, or operational scaling).

  • Plan repayments: Choose a loan term that aligns with your sales cycles and cash flow projections.

  • Track fund usage: Maintain clear records of how the loan supports your growth goals - this helps with renewals and better credit evaluation.

 

How Xtended.GH Can Help

At Xtended.GH, we specialize in backend eCommerce operations support, helping sellers maintain smooth and efficient workflows while scaling sustainably.

We can support your business by:

  • Monitoring and reconciling backend data to ensure your sales and inventory reports align with QuickBooks records.

  • Ensuring accurate inventory updates and catalog consistency across Amazon and connected platforms.

  • Providing reporting support to help you track the operational impact of your loan investment.

Our goal is to help you stay organized and focused - so financial opportunities like Amazon Lending can translate into tangible business growth.

 

Get in Touch

Need help streamlining your Amazon backend or improving reporting accuracy for funding readiness? Email us at sales@xtendedgh.com - our team is ready to help you maintain a strong, reliable backend foundation.

 

Final Thoughts

Amazon’s partnership with QuickBooks marks an important step toward smarter, more accessible funding for sellers. By leveraging integrated data and flexible repayment options, sellers can confidently invest in growth while maintaining financial control.

At Xtended.GH, we’re here to ensure your backend systems stay reliable as your business scales — because operational clarity is key to long-term success.

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